Here are some of my thoughts about the crisis on wall street, for what its worth:

• I can’t imagine what’s its like to have hundreds of thousands or even more wrapped up in the market right now, especially if I was a few years away from retirement, or retired and depending on the income.

• I can’t imagine what it’s like to show up to work knowing that your days are numbered.

• I would hate to see the country head into a depression similar to that of the ’20s and ’30s.

• I do find it fascinating to watch and learn.

• From a personal and somewhat selfish standpoint, I am very excited by the dip in the markets.  We don’t need the money for another 35-40 years and see this downturn as a great long-term opportunity.